Car Insurance Blogs

How to Find the Right Car Insurance Policy for You?

Car insurancehas a purpose and comes with many benefits for the car owner. And when you buy a car insurance with a trusted name like HDFC...

Why You Should Not Miss Your Car Insurance Renewal Date

As we already know, motor insurance needs to be renewed every year. It is one of the most important policies as it gives protection to your car...

Why You Should Have A Third Party Insurance Policy?

While comprehensive insurance provides complete protection to your vehicle, a third party car insurance means it covers you only for the liability ...

Various Add-on Covers for Your Car Insurance Policy

With car insurance, a little extra premium paid for motor insurance add on covers can turn out to be the wisest decision as it secures your family...

Review of HDFC ERGO Car Insurance Plans

Purchasing a car is a long term investment. We generally give a lot of thought and research to the model and make of the car we want to purchase...

How Will Car Modification Affect Your Insurance Policy?

Ever thought of getting your car fitted with flashy headlights or turbo engines? How about replacing those boring wheels with some robust alloy wheels?...

How to Use Car Insurance Premium Calculator Online

There is no doubt that a car insurance calculator can be an extremely helpful tool to help a person in deciding the best insurance plan as per...

Add-On Covers For Your Car Insurance Policy

A few years ago, insurance companies used to offer a standard insurance cover, but with changing times, even the insurance companies...

When Not To Claim Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and quick...

Most common Reasons Why Car Insurance Claims Get Rejected

We all have motor insurance policies, but the idea of filing acar insurance claim can seem daunting and really mundane to many people...

When to Claim Car Insurance Policy

Buying a new car comes along with a pack of added expenses. While its maintenance and operating costs are a part that we all are aware...

How To Claim Car Insurance?

Insurance is one thing we all buy hoping to never use it. But unfortunate incidents are sometimes inevitable and in such a case, car...

Car Insurance Premium as per car usage

‘I drive safely. I don’t need insurance.’ A lot of us have based a very important decision of our life on this frivolous confidence...

Benefits of Renewing Your HDFC ERGO Car Insurance policy

We hear of illegal and irresponsible driving, accidents taking place and rules being broken on a daily basis. This makes buying a car...

How Does Insurance Policy Change When You Sell Your Car?

Buying a motor insurance, unlike other insurances, is more of a legal boundation rather than a choice. A comprehensive insurance ensures...

Where To Get Car Insurance From - Online/Agency Or Agents?

“So after depreciating against the IDV, looking at your history of NCBs and accounting for CGST, SGST and service tax, your premium amount for ...

How Can You Switch To A Different Motor Insurance Policy Smartly?

A lot of people deter from changing insurance company from where they have bought motor insurance policy because they think it to be a tedious task but...

Why do I need Comprehensive cover for Car Insurance?

When you spend lakhs together of your hard-earned money towards buying that car you always wanted, it only makes sense that you invest wisely...

Know How Your Car Type Affects The Car Insurance Premium

Did you ever chance upon the fact that the amount for car insurance that you are paying is likely to be different from what your brother-in-law or aunt or neighbour...

Everything You Should Know Before Buying Auto Insurance for Your SUV Car

Imagine an ugly dent on your shiny, swanky, plush and robust SUV car. If this gives you goose bumps, then imagine what an unfortunate accident can do to your beloved...

Short Term Vs Long Term Two Wheeler Insurance Policies

Renewing your two wheeler insurance can be a pain. You have to keep track of the date of renewal and ensure that you pay the policy premium on time. Miss the date...

Which Plan Suits You Better: Zero Depreciation Or Comprehensive Insurance Cover?

We congratulate you on the purchase of your dream car, an asset you wished and planned for a long time. While the mood is positive and happy, let it not fool you into taking...

What Are The Benefits Of Buying A Comprehensive Motor Insurance Policy?

Since having a third party insurance is mandatory, many people tend to question why they need to pay more for comprehensive car insurance. To ensure that...

How Bad Driving Can Lead To Higher Insurance Cost?

In today’s culture, a major chunk of drivers are involved in some kind of bad driving, whether it is due to carelessness or distraction. It may include a number of activities...

Why Is Insurance Cheaper For An Older Car?

A car, for many, is not just a mere mode of transport that gets them from A to B. For some, it is a bold statement of their social standing and for others, their cars are...

How Can You Maximize The Use Of Your Motor Insurance Policy?

People often complain about insurance the most during the time of renewal when they have to shell out money to pay their premium. No matter how many times, agents ...

Benefits Of Having A Roadside Assistance Cover In Your Car Insurance Plan

Roadside Assistance Cover in your Car Insurance Plan is an add-on cover and acts as your most trusted ally when the vehicle breaks down...

Different Types of Motor Insurance Policies In India

There is nothing sweeter to the ear than the vroomof the engine when you start your new car or bike. In a land where having a car or a bike is...

Insurance tips for buying or selling a used car

In an age where newer, bigger and smarter is better, we can never settle for what we have. It’s always about the next ...

How well do you know these motor insurance terms?

If you ask a car enthusiast about his new vehicle’s engine capacity, mileage and anti-lock braking, they’ll be able to talk to ...

How to decide which add-on cover do you need for your car?

Buying a car is indeed a moment to celebrate and rejoice; after all it’s an achievement. Probably, after buying a house, a ...

5 Myths about Car Insurance to Avoid

Would you believe it if I told you, “Your red Honda Civic will attract a higher insurance premium than your neighbour’s black Civic”? Sounds...

A look at Affordable Car Insurance Plans

You would have often heard people call their cars, baby. Well, aren't they? They need to be taken care of, pampered with regular servicing...

Benefits of No Claim Bonus On Car Insurance

If you conduct a poll to determine the words that bring maximum happiness to the hearts and minds of working class Indians, the word...

A quick and easy understanding of SUV car insurance

Your SUV is the signature of your raw, rugged, untamed and adventurous way of life. When I first drove my robust beast, it was fulfilling...

Benefits of Renewing Your Two Wheeler Insurance

Your bike is probably your best way to beat the traffic woes. I can pass through a slim lane and leads you till the signal effortlessly. Be...

Steps To Follow While Dealing With Car Insurance Claim Inspection

At that moment when your vehicle meets with an accident you turn on the panic mode. But wait! Instead of panicking do the...

5 things which affect Your Car Insurance Premium

Car Insurance premium is the amount that you pay to your insurer for the cover that they provide you. Widely there are two types of car...

10 reasons why car insurance claims get rejected

None of us like rejections be it job rejection or VISA denial, it just puts us down feeling demotivated and discouraged. Similarly unfortunately...

How to keep your motor insured while relocating?

Work and family commitments always keep us on the toes. One often keeps getting transferred from one city to another it’s quite common...

#Dusktodawn - Cars Getting Repaired Overnight

Remember the last time when your vehicle met with accident? Heartbreaks!! Collision led to dents, damages and what not arggghhh, it’s a ...

Should You Insure Your Second-Hand Vehicle?

Every vehicle that you drive must have valid motor insurance. Without valid travel insurance it’s illegal to drive across the streets of...

Factors Influencing Your Car's Insurance Premium

Car insurance, especially third party liability only is a mandatory policy for all the car drivers in India. For covering the legal liabilities...

4 Steps for Availing Continuous Benefit of Car Insurance When Moving To Other State

Moving out from our existing state to a new place is a tedious task, while you are deeply engaged in transferring and making arrangements...

Consequence of Not Having a Motor Insurance in India

In India, driving on a public road without a valid third party liability policy is illegal. One needs to understand the fact that a valid motor...

All you need to Know about Your Policy Coverage in Case of a Road Accident

As per the Ministry of Road Transport & Highways, India has witnessed more than 4, 80,652 road accidents during 2016 and fatalities rise...

Tips to Get Lower Car Insurance Premium

Car insurance is a safeguarding shield that keeps you safe in case of accidental damages and other perils. In India, third party liability...

5 Benefits of Car Insurance

As per Motor Vehicle Act, a Third Party insurance is compulsory and you must purchase one whether you buy a new or a used ...

4 factors to Know about Zero Depreciation Insurance for Car

You may have heard about zero depreciation when discussing car insurance. It is an additional benefit available to the car owners ...

All You Need to Know about Add-On Plans in Car Insurance

Car insurance, very often referred to as motor insurance, is an insurance product that offers coverage to your vehicle and\or any third party liability, in...

4 Simple Steps to Check Car Insurance Policy Status Online

If you are a victim of a road accident but do not have the insurance information of the vehicle, you need not despair. Although, this...

Car Insurance Claim- When Your Friend Is Driver and Meets Accident

Imagine a situation where you have given your car to your close friend for a long drive. Hours later your friend calls to inform you that...

Car Insurance Importance in Financing Car Maintenance Cost

Owning a car makes you proud especially when you keep drawing admiring glances. However, maintaining the car and repair and servicing...

Don't Procrastinate for Second-Hand Car Insurance Transfer

The automobile industry in India is growing at a very rapid rate. The used car market, in particular, has witnessed a spurt in demand. Many...

Effect of Policy Expiry On Car Insurance Renewal

Insurance is your best protection against an unforeseen incident that may result in damages to your car. Renewing ...

Importance of No Claim Bonus for Car Insurance

Buying a car insurance policy provides the much-needed financial security if an unfortunate event occurs. In case of an untoward incident, your insurance...

What If Car Insurance Is Expired?

Driving without a valid insurance policy is illegal in India. It is possible that the car insurance may have lapsed due to any reason - you...

5 Factors to Consider before Car Insurance Transfer

The used car market has seen significant growth during the last few years. Almost 22 used cars are sold for every 10 new automobile...

Importance of Third Party Car Insurance

While driving there is a real risk of being involved in an accident. It may lead to bodily injury or even death in some instances. There is also...

How to Take Care of Your Car in Winter

A dip in temperature may bring relief from the heat in many parts of India. Sadly, the winter season spells more harm than good as far as...

All Things to Know about Four-Wheeler Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. There are primarily two types of insurance policies which...

Car Insurance Quote: An Important Parameter While Choosing Car Insurance

Motor insurance is essential, which makes it important to choose wisely. You may take quotes from different insurers and compare these to make...

IDV of Vehicle and its Importance while Insuring Vehicles

Motor insurance third party liability is mandatory as per legal regulations. However, opting for a comprehensive motor insurance cover is advisable for...

Important Terms to Know before Buying Car Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. Such a plan provides compensation in case of death or injury to third parties...

Right Time for Car Insurance Renewal

It is mandatory to have a third party only insurance policy in India. Such a plan provides protection against any third party liability...

Why Go For Engine Add-On Plans in Car Insurance?

A car insurance plan offers coverage to the vehicle, the driver, and the passengers in the car. It covers damage to the vehicle, as well as...

Is it essential to opt for Hydrostatic Lock Cover when buying or renewing your car insurance?

Understanding Hydrostatic Lock Driving back home on a bright sunny day or travelling across your dream destination is a blissful experience. However...

Things You Probably Didn’t Know About Car Insurance

A car policy makes a person feel safe and securewhile driving on the road.It ensures the drivers that someone...

5 Safety Tips for a Road Trip

Driving always involves a certain amount of risk, especially during a long trip to unexplored routes. Road accidents are...

3 Common Mistakes People Make While Buying Car Insurance

Policy wording with details of inclusions and exclusions, legal aspects and the cost involved are some of the complexities ...

Get Your Car Summer Ready

Summers are approaching and we do everything possible to keep away from the scorching heat, be it by carrying an umbrella, buying curtains...

Car Insurance Policy Comparison Aspects

Car insurance is the surest way to safeguard your prized possession. It is a necessary and therefore government has made it mandatory...

Car Insurance Premium Calculator & How it Works

The most prudent thing which any individual can do pertaining to their car is to safeguard it through Car Insurance...

Car Insurance Renewal - Why it is Important to do it on Time?

Getting your car insured is mandatory by law for every car owner. Failing to get your car insured or renewing your existing car insurance...

Types and Kinds of Car Insurance Policies

There is a lot of confusion among people when they are confronted with idea of different kinds and types of car insurance policies...

4 Car Insurance Tips to Lower Your Insurance Premium

Simply owning a car is just not enough, you need to buy car insurance, in order to protect your car from unforeseen events...

Road Accidents and Need for Motor Insurance

Along with the utility and convenience, motor vehicles also bring risks – minor as well as serious ones – to their owners...

Factors Determining Vehicle Insurance Premium

Owning a vehicle has become all too necessary in the present day and age. The fact that vehicles like a two wheeler or a car has multiple utility...

Motor Insurance is not for Drunken Drivers

Buying a motor car is a dream for the most and it is still considered as a major milestone of life for many in India...

Types of Motor Insurance In India

No other technology – apart from construction and telecommunications – has had such a profound impact on mankind as automotive technology...

Get Secured with HDFC ERGO’s Comprehensive Motor Insurance this Monsoon

India being predominantly an agricultural economy, monsoons are special for Indians. While monsoons bring joy and hope for us...

What Does your Motor Insurance Quote Cover?

The whole purpose of getting motor insurance quote from various insurance providers is to get the best coverage at the most affordable cost...

7 Tips to Drive Safely in Monsoon

Monsoon is one season that a vehicle owner dreads. This is the time of the year where the owner incurs maximum maintenance costs...

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Video: Self-help services with the HDFC ERGO Mobile App

Shambhav has had it with Babbar’s laid back attitude and he has something to say about how the HDFC ERGO Mobile App can help you #TakeItEasy as far as non-life insurance is concerned. #TakeItEasyWithMobile

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