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Individual Personal Accident (IPA)

Accidents may otherwise fall beyond scope of health care and bring agony of Accidental Death, Permanent Total Disablement, and Partial Disablement, but you are not alone. Without any income proof you can have an IPA cover that gives you a lump sum amount benefit, up to a maximum of Rs. 1 Crore and this rider will be offered only to the Proposer.

In case of an accident that can lead to consequences such as partial disablement, permanent or total disablement or in an unfortunate case accidental death, an Individual Personal Accident cover can come to your rescue. This add-on promises a lump sum amount i.e., 5 times of the base sum insured for such tough times.