Let's Start Smart! Know your Premium.

Lifelong Renewability Lifelong Renewability
Cashless Hospitalisation Cashless Hospitalisation
Free Annual Health Check-up Free Annual Health Check-up
Tax Exemption u/s 80D Tax Exemption u/s 80D

Why Us?

97% Policy issurance in 3days
10,000+ Cashless Hospitals all over india
60+ Million Lives covered till date
80% Claims Approved within 30 minutes

Energy - Key Benefits

A plan for diabetes and hypertension that won’t keep you waiting even for 1 day. Any hospitalization right from the day of policy issuance is covered. Also, about 182 day-care procedures or Emergency ambulance, Organ donor expenses, HbA1C Checkup benefit are covered.
Energy plan keeps the track of your diabetes and hypertension with two complete medical checks administered during the policy year for Pre-diabetic and diabetic individuals.
You get access to a personalized wellness Web Portal, Health Coach, Monthly Newsletters, Centralized Helpline. Store your medical records, set fitness goals, stay up-to-date and get immediate assistance at the time of need.
Based on the results of your medical tests and key health parameters such as BMI, BP, HbA1c and Cholesterol we offer you incentives for staying healthy. This may come as Renewal premium discounts of up to 25% or Reimbursement up to 25% of renewal premium.
Cashless Network Hospitals
1 Crore+
Happy Customers
80% claims
approved in 30 minutes
98% claim
settlement ratio
Free Annual
Health Check-ups
24x7 Claims and
customer Support

WE PAY CLAIMS: Because its quick, safe and easy! We understand the nuances you could face while making claims. That's why we have designed our systems to be simple and smart right from the start of the policy purchase. We encourage the accurate disclosure of the relevant information to avoid unpleasant experiences when you make a claim. To summarize, you stay abreast with complete policy information when buy from us here, while:

  • You save 3rd party commissions
  • Get real-time policy issuance
  • Enjoy hassle-free buying in 5 minutes
  • Feel free of third-party interference
  • Transparent and easy claims process

Any pre-existing condition (other than diabetes or hypertension) will be covered after a waiting period of 2 years.

  • Expenses arising from HIV or AIDS and related diseases.
  • External Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments.
  • Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol.
  • Hospitalization due to war or an act of war or due to a nuclear, chemical or biological weapon and radiation of any kind.
  • Pregnancy, dental treatment, external aids and appliances.
  • 2 years waiting period for specific diseases like cataract, hernia, joint replacement surgeries, surgery of hydrocele etc.
  • Items of personal comfort and convenience.
  • Experimental, investigative and unproven treatment devices and pharmacological regimens.

Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions.