Energy

WE PAY CLAIMS: Because its quick, safe and easy! We understand the nuances you could face while making claims. That's why we have designed our systems to be simple and smart right from the start of the policy purchase. We encourage the accurate disclosure of the relevant information to avoid unpleasant experiences when you make a claim. To summarize, you stay abreast with complete policy information when buy from us here, while:

• You save 3rd party commissions
• Get real-time policy issuance
• Enjoy hassle-free buying in 5 minutes
• Feel free of third-party interference
• Transparent and easy claims process

Any pre-existing condition (other than diabetes or hypertension) will be covered after a waiting period of 2 years.

• Expenses arising from HIV or AIDS and related diseases.
• External Congenital diseases, mental disorder or insanity, cosmetic surgery and weight control treatments.
• Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol.
• Hospitalization due to war or an act of war or due to a nuclear, chemical or biological weapon and radiation of any kind.
• Pregnancy, dental treatment, external aids and appliances.
• 2 years waiting period for specific diseases like cataract, hernia, joint replacement surgeries, surgery of hydrocele etc.
• Items of personal comfort and convenience.
• Experimental, investigative and unproven treatment devices and pharmacological regimens.

Please refer to the policy wordings for complete understanding of benefits, terms and conditions and exclusions.