Get HDFC ERGO Health Insurance online, in three easy steps.
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Key Benefits

Instant Claim Approval

90% cashless health claims approved in less than 20 minutes*

10,000+ Cashless Hospitals

Cashless Service at more than 10,000+ Network Hospitals

Save Tax upto INR 75,000**

Income Tax Benefits Under Sec 80(D).

Sum Insured Rebound

100% Sum Insured Rebound

Free Health Check-ups

Free Health Checkups on every Renewal

No Sub-Limits

No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.

Covers Pre and Post Hospitalisation

Covers pre hospitalization expenses upto 60 days and post hospitalisation expenses upto 180 days

Day Care Procedures

Your hospitalization lasted for just a day that doesn’t mean it remains excluded.

HDFC ERGO, a brand trusted by 1 crore+ happy customers promises to offer some unique benefits like fitness discounts and long term policy discount. You also get a wide range of other coverage such as hospitalisation in the event of an accident or sickness, pre and post hospitalisation expenses, day care procedures, treatment cost for alternate treatments such as Ayurveda Homeopathy, Unnani and Siddha. Moreover, you get a renewal bonus for each claim-free year.

© 2008. All Rights Reserved. *T&C Apply. *Based on the data from 1st of October 2019 to 31st of May 2020, the average time taken for approval of our cashless health claims is less than 20 minutes. Subject to satisfactory submission of all relevant documents and information(s) to the Company. TAT for approval of pre-authorization requests is 60 minutes. Cashless hospitalization available only in HDFC ERGO network hospitals. Visit www.hdfcergo.com for your nearest network hospital. **Tax treatment is subject to changes in tax laws. Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type. #1.3 Crore+ Active Customers upto May - 2020. HDFC ERGO General Insurance Company Limited. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay. Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020. For more details on the risk factors, terms and conditions, please read the sales brochure/prospectus before concluding the sale. Trade Logo of HDFC ERGO General Insurance Company Ltd. displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. CIN: U66030MH2007PLC177117. UIN: my:healthSuraksha HDFHLIP20049V041920. IRDAI Reg. No.146.