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HDFC Ergo Rural Insurance
Rural Insurance
Rural Insurance

There is an emerging sensitivity to the need to offer insurance services to Rural and Socially Marginalised Populations in addition to the services of credit and savings for their socio-economic emancipation. The vulnerability of poor due to low and irregular incomes is exacerbated by unexpected crises such as illness, disability, death, or physical catastrophes such as flood, fire etc. leading to loss of assets and livelihood. These unexpected events can wipe out their savings or lead them into greater indebtedness, thus worsening their already weak position.

To address such needs HDFC ERGO General Insurance Co. Ltd. has a number of products customized to provide various covers.

 
Gramin Suraksha Bima
This policy helps to provide an accident insurance at an affordable cost to members of Micro Finance Institutions, Non Government Organisations, Government Sponsored Organisations and such affinity groups / institutions in rural and social sectors.
Parivar Suraksha Bima
This policy covers persons between the age of 18 and 60 years who are Members (in groups) of Micro Finance Institutions, Non Government Organisations, Government Sponsored Organisations and such affinity groups / institutions in rural and social sector.
Cattle Insurance
This Policy provides protection to Indian rural people from financial loss due to death of their cattle, which is one of the most valued possessions of the rural community.
Rainfall Index Insurance
This policy is a comprehensive insurance policy and a mechanism for providing effective risk management aid to those individuals and institutions likely to be impacted by adverse rainfall incidence at an affordable cost.
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Insurance is the subject matter of the solicitation. Registration Number : 125