Sheep and Goat Insurance provides indemnity to indegenous cross-bred and exotic sheep and goat Animals against death of sheep and goats due to accident Including Fire, Lightning, Flood, Cyclone, Famine, Earthquake, landslide, Strike, Riot or diseases contracted or occurring during the period of insurance.
This Policy is available to persons having Sheep and Goats of either sex certified as being in sound and perfect health and free from injury or disease by a veterinary doctor / surgeon and who are Members (in groups) of Micro Finance Institutions, Non Government Organisations, Government Sponsored Organisations and such affinity groups / institutions in rural and social sector.
- Death of sheep and goats:Covers the sheep and goat insured whilst within a geographical area specified in the policy schedule, in case of loss of life accident or diseases contracted or surgical operation. The policy also covers death of sheep and goat which are the subject matter of insurance occurring outside the said geographical area in the event of drought, epidemics and other natural calamities.
Please note that all benefits are subject to a maximum amount as stated in the policy. These will be clearly noted in any quotation released or any policy issued.
The premium payable on the policy would be dependent on the benefits purchased.
The policy does not cover the following:
- Malicious act
- Accident/diseases contracted prior to commencement of risk Disease contracted within 15 days from commencement of policy period.
- Transit by air or sea
- Intentional slaughter
- Theft or clandestine sales
- Missing of Insured animals
- War and allied perils
- Nuclear perils
- Permanent Total Disablement
This an illustrative list of Exclusions. For detailed list kindly refer the policy wordings.
Documents required for purchasing an Insurance Policy:
- A duly filled & signed proposal form
- Certificate by veterinary doctor in the prescribed form confirming the health status and market value of the animal
- Receipt of payment made while purchasing the animal
- Photograph of the animal
Claims shall be assessed and paid on the basis of the relevant documents submitted to the Company. The policy will be considered for payment on production of following documents.
- Duly completed claim form.
- Death certificate from a qualified veterinary surgeon.
- Policy / Certificate.
- Ear tag.
This content is descriptive only. Actual coverage is subject to the language of the policies as issued.