Administering an educational institution is a challenging task. Fueled by a litigious
society, numerous laws and highly publicized monetary awards and settlements - students,
parents, the government, and most often, fellow staff members are "dragging" even
the best-run schools and well-intentioned educators into court.
In such a scenario, administrators, teachers and educators may find themselves personally
and financially liable for their alleged actions or inactions.
To help educators and their educational institutions, HDFC ERGO offers a comprehensive
Educator's Professional Liability Insurance Policy.
- Prior acts coverage
- Broad definition of employment practices
- Broad definition of educator's errors and omissions
- Broad definition of claim
- Coverage is determined separately for each individual (severability)
- Spousal liability coverage
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