Business travel is an essential part of almost every organisation. Fact is, traveling
in India or worldwide comes with certain risks and responsibilities.
HDFC ERGO offers you a range of business travel policies that cover your people
for any accident, sickness, loss and even medical attention in an emergency that
may occur while travelling.
HDFC ERGO offers you a range of plans to choose from as per your requirements:
- The International Business Travel Policy covers people who are traveling internationally.
- An annual multi-trip Business Travel Policy has also been specifically designed
for frequent travelers. The maximum trip is normally 30 days but can be extended
to 180 days.
HDFC ERGO’s Group Travel Insurance offers cover for accidental deaths and/or permanent
disablement and Emergency Medical Expenses.
- Emergency Medical Expenses: Reimburses the insured for expenses
incurred for an accident or illness while traveling overseas only
- Emergency Medical Expenses (Accident only): Reimburses the insured
for expenses incurred for an accident while traveling in India only
- Emergency Travel Benefits: Includes emergency medical transport,
medical/body repatriation, location and transfer of medication and/or medical by-products,
emergency travel expenses for a family member and an insured person’s child, or
a replacement colleague.
- Baggage Delay: Provides an amount for emergency purchases
- Baggage Loss: Pays for replacement of lost baggage, personal documents
or personal effects
- Flight Delay: Pays a benefit for each hour that the insured’s flight
is delayed
- Hijacking: Pays a benefit for every 6 hours the insured is held
on a hijacked common carrier
- Trip Cancellation: Pays travel and/or accommodation expenses if
the insured’s trip is cancelled
- Trip Interruption: Pays travel and/or accommodation expenses if
the insured’s trip is interrupted
- Emergency Travel: Pays for the costs of a first class train fare
or economy class air fare to return home, upon interruption of travel arrangements
made with a recognised Frequent Flyer programme
- Contingency Travel Benefit: Pays for reimbursement of coffin expenses,
legal assistance following an automobile accident, emergency hotel accommodation
and/or emergency hotel extension on occurrence of a contingency covered in the policy
- Assistance Provider Services: Helps with emergency medical transport
or repatriation, related services, as well as advice on pre-departure information
such as visa requirements.
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