Business travel or family holidays – today the Indian traveller is going overseas
more often than ever. Staying away from home brings with it worries that range from
inconvenience to safety in a foreign land – airport baggage delays to lost passports,
illness expenses to medical emergencies
Now Travel Safe with HDFC ERGO’s Travel Insurance. A perfect plan to safeguard
yourself against unforeseen mishaps during your travel and stay abroad. The
Travel Insurance plans offers you cashless hospitalization, instant policy issuance
and 24x7 international helpline assistance with no medical health check up.
ELIGIBILITY:
 |
Single Trip: 6 months to 70 years |
|
Annual Multi Trip: 18 years to 70 years |
|
Single Trip Asia Excluding Japan: 6 months to 70 years |
|
Family Floater: |
| Self |
upto the age of 60 yrs |
| Spouse |
upto the age of 60 yrs |
| Child |
Max - 2 upto the age of 21 years |
|
SUBLIMITS: The following maximum eligible expenses per sickness or disease are
applicable to the insured person aged 61- 70 yrs regardless of plan/option
purchased.
|
Hospital Room & Boarding- Maximum US$ 1550 per day upto max 35 days |
|
ICU & ICCU & ITU - Maximum US$ 3500 per day up to 7 days |
|
Surgical Treatment - Maximum US$ 12,000 |
|
Anesthetic Service - Maximum 25% of surgical treatment |
|
Physician’s fees - Maximum US$ 80 per visits upto 12 visits |
|
Diagnostic & Pre Adm Testing - Maximum US$ 750 |
|
Ambulance Services - Maximum US$ 500 |
DEDUCTIBLES
|
Emergency Medical Expenses: $ 100 for all plans and $ 50 for Single Trip Asia. |
|
Hospital Cash: Single Trip
|
| |
a) Gold - 1 day, $ 15 per day/Max150
b) Platinum - 3 days, $ 15 per day/Max150
c) Silver and Bronze - 4 days, $ 15 per day/Max150 |
|
Emergency Dental Treatment: $ 150 for all plans, $ 75 for Family Floater |
|
Loss of Personal Documents: $ 30 for all plans, $ 20 for Family Floater |
|
Loss of Checked Baggage: Max per Bag - 50%, per item - 10% of SI for all
plans |
|
Delay of Checked Baggage: 12 hours, $10 per 8 hours for all plans |
|
Personal Liability: $ 200 for all plans |
|
Hijack Distress: Allowance: 1 day |
|
Flight Delay: 6 Hours for all plans |
GENERAL CONDITIONS
|
Diseases mentioned in the health report shall be excluded from the policy. |
|
No refund is allowed for curtailment of risk and after journey commencement. |
|
In case the proposer is unable to submit the medical reports, the medical Sum
Insured will |
| |
be restricted to US$ 10,000 for all the plans. |
| BENEFITS |
SINGLE TRIP PLAN BENEFITS |
PLATINUM
|
GOLD |
SILVER |
BRONZE |
| Emergency Medical Expenses |
2,00,000 |
1,00,000 |
50,000 |
30,000 |
| Accidental Death - Common Carrier |
5,000 |
5,000 |
3,000 |
3,000 |
| Permanent Disablement - Common Carrier |
5,000 |
5,000 |
3,000 |
3,000 |
| Hospital Cash |
15 per day/Max150 |
15 per day/Max150 |
15 per day/Max150 |
15 per day/Max150 |
| Emergency Dental Treatment |
500 |
500 |
300 |
300 |
| Loss of Personal Documents |
250 |
250 |
250 |
250 |
| Medical Evacuation |
Included |
Included |
Included |
Included |
| Repatriation |
Included |
Included |
Included |
Included |
| Loss of Checked Baggage |
1,000 |
1,000 |
1,000 |
1,000 |
| Delay of Checked Baggage |
200 |
200 |
100 |
100 |
| Accidental Death |
20,000 |
15,000 |
10,000 |
10,000 |
| Permanent Disablement/Table B |
20,000 |
15,000 |
10,000 |
10,000 |
| Personal Liability |
200,000 |
100,000 |
100,000 |
50,000 |
| Financial Emergency Assistance |
1,000 |
700 |
500 |
300 |
| Hijack Distress Allowance |
75 per day/Max 525 |
75 per day/Max 450 |
75 per day/Max 450 |
75 per day/Max 450 |
| Flight Delay |
10 per hrs/Max 120 |
10 per hrs/Max 120 |
10 per hrs/Max 120 |
10 per hrs/Max 120 |
| Hotel Accomodation |
3,000 |
3,000 |
3,000 |
2,000 |
Coverage benefits are in US Dollars
 |
| BENEFITS |
Annual Multi Trip |
Single Trip Asia |
Family Floater |
GOLD
|
SILVER |
BRONZE |
SILVER |
| Emergency Medical Expenses |
250,000 |
30,000 |
15,000 |
50,000 |
| Accidental Death - Common Carrier |
5,000 |
NA |
NA |
NA |
| Permanent Disablement - Common Carrier |
5,000 |
NA |
NA |
NA |
| Hospital Cash |
15 per
day/Max150 |
10 per day/Max150 |
10 per day/Max150 |
15 per day/Max150 |
| Emergency Dental Treatment |
500 |
500 |
500 |
200 |
| Loss of Personal Documents |
250 |
150 |
150 |
200 |
| Medical Evacuation |
Included |
Included |
Included |
Included |
| Repatriation |
Included |
Included |
Included |
Included |
| Loss of Checked Baggage |
1,000 |
300 |
300 |
400 |
| Delay of Checked Baggage |
200 |
100 |
100 |
100 |
| Accidental Death |
25,000 |
10,000 |
10,000 |
10,000 |
| Permanent Disablement |
25,000 |
10,000 |
10,000 |
10,000 |
| Personal Liability |
200,000 |
20,000 |
15,000 |
10,000 |
| Financial Emergency Assistance |
1,500 |
300 |
300 |
NA |
| Hijack Distress Allowance |
75 per day/Max 525 |
75 per day/Max 525 |
75 per day/Max 525 |
75 per day/Max 525 |
| Flight Delay |
10 per hrs/Max 120 |
10 per hrs/Max 120 |
10 per hrs/Max 120 |
NA |
| Hotel Accomodation |
3,000 |
2,000 |
2,000 |
NA |
Coverage benefits are in US Dollars
EXCLUSIONS
| You are not covered if any expenses incurred directly or indirectly in respect of |
|
Travelling against the advice of a physician, for obtaining treatment,
preexisting ailments & complications arising out of them, suicide or attempted
suicide, War, Terrorism, Illegal Acts, Dangerous Sports, Pregnancy resulting
childbirth, miscarriage abortion or any other complications. |
|
Children below the age of 5 yrs are covered by excluding following
diseases: Mumps, Chickenpox, Measles, German Measles, Spina Bifida,
Whooping Cough, Diphtheria, Poliomyelitis, Meningitis & Scarlet Fevers. |
Note: Coverages, terms and conditions and exclusions are only outlined briefly in this brochure.
For complete details, please refer to the policy wordings available in the Policy Jacket.
OUR INTERNATIONAL EMERGENCY SERVICE PROVIDER - ERV 24-HOUR
HELPLINE CENTRE - JUST A CALL AWAY
For travel, medical advice & assistance during your trip, call our emergency travel
assistance partner International ERV.
| Toll -Free No : |
USA : 18663815720
Canada : 18663771177
Rest of world : +91 22 67515517
Europe (For 28 countries in Europe) : UFIN No. - 800 8000 8400
|
| Fax : |
+91 22 67027259 / +91 22 67021259 |
| Email : |
hdfcergo@phmglobal.com |
| Australia : |
11-800-80008400
|
Japan : |
0061-010-800-80008400
|
| Austria : |
0-800-80008400 |
Japan : |
0041-010-800-80008400 |
| Belgium : |
0-800-80008400 |
Malaysia : |
0-800-80008400 |
| China : |
0-800-80008400 |
Norway : |
0-800-80008400 |
| Denmark : |
0-800-80008400 |
Netherlands : |
0-800-80008400 |
| Finland : |
0-800-80008400 |
New Zealand : |
0-800-80008400 |
| Finland : |
999-800-80008400 |
Philipines : |
0-800-80008400 |
| France : |
0-800-80008400 |
Portugal : |
0-800-80008400 |
| Germany : |
0-800-80008400 |
S.Korea : |
1-800-80008400 |
| Hong Kong : |
1-800-80008400 |
S.Korea : |
2-800-80008400 |
| Hungary : |
0-800-80008400 |
Singapore : |
1-800-80008400 |
| Ireland : |
0-800-80008400 |
Spain : |
0-800-80008400 |
| Israel : |
14-800-80008400 |
Sweden : |
0-800-80008400 |
| Italy : |
0-800-80008400 |
Switzerland : |
0-800-80008400 |
| Japan : |
001-010-800-80008400 |
Thailand : |
1-800-80008400 |
| Japan : |
0033-010-800-80008400 |
UK : |
0-800-80008400 |
All decisions to settle claim payments are made by HDFC ERGO.
For details, kindly refer to Policy Wordings.
HDFC ERGO General Insurance Company Limited
6th Floor, Leela Business Park, Andheri-Kurla Road Andheri East, Mumbai 400 059.
Registered Office: Ramon House, H T Parekh Marg 169, Backbay Reclamation, Mumbai 400 020.
Toll-free No. 1800 2 700 700 Fax: 91-22-6638 3699
E-mail
care@hdfcergo.com Website www.hdfcergo.com
Disclaimer: Please read the Terms & conditions before concluding the sale.Insurance is the subject matter of the solicitation.
IRDA Reg No. 125 Form No./UID No. 533. |
