Your vehicle is one of your most prized possessions. With HDFC ERGO's
Motor Insurance, your vehicle is protected against any unforseen
circumstances. Now, you can be rest assured of hassle-free service and
street-wise support, backed by a network spanning 1600+ authorized
garages and end to end automated process which ensures fast track
claim settlement. With us, your vehicle is always in safe hands.
COVERAGE FEATURES
| 1 |
Own damage to the vehicle caused by: |
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Accident external means |
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Burglary, housebreaking or theft |
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Fire, explosion, self-ignition,lighting |
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Terrorism, riots, strike or malicious act |
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Transit by road, rail, inland waterway, lift |
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Earthquake, flood, storm, landslide, rockslide |
Personal accident cover for registered owner of the vehicle. You can also opt for a personal accident cover for passengers as well as paid drivers.
| 2 |
Third Party Legal Liability: |
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Provides cover for any legal liability arising out of the use of the vehicle for: |
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Accidental death / injury to any third party |
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Any damage to property owned by third party |
| 3 |
Reimbursement of towing charges up to Rs.1500 (Cars) or actual,
whichever is lower |
EXCLUSIONS
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General aging, wear and tear |
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Damage by a person driving without a valid license |
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Mechanical or electrical breakdown, failure |
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Damage by a person driving under the influence of liquor or drugs |
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Depreciation, any consequential loss |
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Loss/damage attributable to war, mutiny,nuclear risks |
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damage to tyres and tubes unless the vehicle is damaged at the same time in which case the |
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liability of the company shall be limited to 50% of the cost of replacement |
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Loss/damage outside India |
NO CLAIM BONUS
As an incentive for you to drive carefully, if no claim is made or pending
during the preceding year(s), you get a discount.
| Period of Insurance |
% of Discount on own
damage Premium |
| Preceding Year |
20% |
| Preceding 2 consecutive years |
25% |
| Preceding 3 consecutive years |
35% |
| Preceding 4 consecutive years |
45% |
| Preceding 5 consecutive years |
50% |
As part of our commitment to get you back on the road faster, you can
rely on a fast-track settlement process. Which offers:
KEY SERVICE FEATURES
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Estimate approval in 24 hours of vehicle reaching garage |
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Near-cashless claim service* at authorized dealers in network |
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Toll-free help line for any policy queries and claims intimation |
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Value-added services like towing / ambulance / claim assistance, on a
best-effort basis. |
HDFC ERGO gets you back in the driver's seat
quickly. Because we provide you with not just comprehensive
insurance but also comprehensive assistance.
* Conditions apply
For details, kindly refer to Policy Wordings.
HDFC ERGO General Insurance Company Limited
6th Floor, Leela Business Park, Andheri-Kurla Road Andheri East, Mumbai 400 059.
Registered Office: Ramon House, H T Parekh Marg 169, Backbay Reclamation, Mumbai 400 020.
Toll-free No. 1800 2 700 700 Fax: 91-22-6638 3699
E-mail
care@hdfcergo.com Website www.hdfcergo.com
Disclaimer: Please read the Terms & conditions before concluding the sale.Insurance is the subject matter of the solicitation.
IRDA Reg No. 125 Form No./UID No. 532. |
