Accident means any sudden or unexpected event, which leads to a permanent physical disability or accidental death

Yes, you can include your spouse as well as two children in the policy.

We can insure everyone from the age of 18 years to 69 years.

You can make a claim by calling our Toll free number 1800-226-226 (MTNL or BSNL Line) or 1800-2-700-700 (Any Line) or 022 66384800 ( Local / STD charges apply). We will then assist you with the submission of the documents required and the process will be completed within 7 working days, once all the required documents are submitted

The will be commenced within 15 days from the date of receipt of form & premium payment

This is an annual policy, where the premium can be made via Credit Card or Cheque

This policy provides you with a benefit incase of Accidental Death, Permanent Disability, and Temporary Total Disablement, Broken Bones due to an accident, benefit towards funeral costs in case of Accidental Death and also provides benefit of hospital cash.

50% of the sum insured in case of accidental death or permanent disability of the spouse & 10% of the sum insured in case of accidental death or permanent disability of the children.

The best part of this policy is that it has hassle free documentation. All you need to do is fill the complete proposal form with relevant details and sign it .Tick any one plan and attach a cheque or fill the credit card details in the form.

Pays upto 50,000 if an accident results in broken bones

Exclusions are situations or conditions where in HDFC ERGO is not liable to pay the benefits to the insured person in the event of an accident.

We will send you renewal reminders. The number of days advance reminder depends upon the pay plan opted for.

Pay plans break up:
Cheque - 45 days
Credit Card – 60 days

Yes, you shall receive the renewed policy

The policy can be cancelled with a notice period of 30 days. The premium paid by you will be returned on a pro-rata basis or 25% of the annual premium whichever is higher would be retained. Any cancellation request sent after 30 days of the commencement of the policy will be refunded on pro - rata basis.

This policy only covers accidental death.

The beneficiary could be any member of your family.

Yes the accident policy will cover you even if you are out of the country. The sum insured will be paid to you in Indian Rupees in case of a claim i.e. the claim will be paid out in India only

Yes hospital cash provides a benefit of Rs 1000 everyday upto a maximum of 30 days in case of hospitalization due to an accident.

Dependent child means an unmarried dependent child residing with the insured person between the age of 3 months and up to 18 years or up to the age of 21 if in full time education.